PRINCIPLES-BASED RESERVES (VM-20 I VM-21 I VM-23)

The introduction of principles-based reserving (PBR) poses new challenges for life insurers and their actuarial staffs. The associated analytical and computational demands require traditional writers to develop new expertise and capabilities. The Atlas platform can help you make the shift to stochastic valuation frameworks.

WHAT WE DO BEST

Reserving in the stochastic world

Fast stochastic projections for both assets and liabilities

Purpose-built for stochastic valuation, Atlas is dramatically faster than legacy models when calculating principles-based reserves. This gives you more running room to perform sensitivity analysis, stochastic-on-stochastic forecasts, and the other analytics you need to run your business — without making compromises.

And in a cloud computing environment, faster runtimes translate directly to cost savings.

Calculate required assets within minutes

The Atlas ALM Portfolio Solver takes asset and liability cashflows, and calculates surplus deficiency across the projection horizon for all scenarios — within minutes.

You can use the ALM Portfolio Solver to model CDHS under the Implicit or the Explicit method, to value your book under VM-20, VM-21, VM-23 — or whatever future regulatory change may bring.

Reduce operational risk

Atlas’s workflow automation, model governance features, and easy-to-use interface make your operations straightforward to configure and to maintain.

OUR PRODUCTS

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