UNIVERSAL LIFE ENGINE (UL I IUL I VUL I ULSG)
Our flagship Atlas actuarial modeling suite has been in production at global insurers for nearly 20 years. Purpose-built for stochastic processing, it offers much faster speed than legacy platforms, as well as industry-leading controls and automation – freeing up your actuarial staff to add more value
WHAT WE DO BEST
UL product modeling without compromises
A UL cashflow engine designed for the stochastic world
Our Universal Life engine delivers the kind of performance you’ve come to expect from Atlas. Whether your UL product is fixed, variable, or indexed — and no matter what the secondary guarantees — Atlas delivers top-tier usability and performance.
For indexed products, the engine features explicit modeling of index fund payoffs. It can handle multiple secondary guarantees. And all within the stochastic framework Atlas is known for.
Fast to configure, even for your most differentiated products
We use Atlas ourselves. So we’ve designed it for rapid configuration and maximum flexibility. Over 95% of a product’s features are configurable in the easy-to-use graphical interface. For unique product features and modeling approaches, the remainder can be configured using Atlas’s custom code capabilities.
A single source of truth
Atlas’s unique inheritance structure allows you to configure your models once, modifying only those few assumptions that change for your particular purpose. So whether you’re calculating greeks or modeling nested stochastics, setup is a breeze. And explaining the differences between your hedging results and your financial reporting becomes a simple exercise.
OUR PRODUCTS
Explore the Atlas platform
Talk to our team
Contact us to learn more about how Stoch Analytics can help you navigate the stochastic world